Hluvuku-Adsema
May 30th, 2009 by morrisctm
Hluvuku-Adsema is an organization located in the Matutuine district of the the provice of Maputo, Mozambique, just south of the capital city, Maputo. The organization’s mission is to promote socioeconomic development in the Matutuine district, providing sustainable services to low income people. This is carried out through three initiatives 1) Male Yeru – Micro finance 2) Machovo – Micro Commerce 3) Khindlimuka – Social work. The umbrella organization, Hluvuku-Adsema, was established in 2001, but was preceded by Male Yeru.
Male Yeru was founded in 1995 with the goal of quickly promoting economic stability and development in a region that was severely effected by the 15 year Mozambican civil war. The organization was initially capitalized by a $29k grant from the Spanish government. Since then Male Yeru and Hluvuku-Adsema have grown to a point where they extended $1.4M in loans in 2008 to 3,248 people (see graphic below).
Hluvuku-Adsema has been a partner with Kiva for the past 30 months, successfully raising $300k to date. Hluvuku-Adsema currently offers its clients a range of loan products and is positioning itself to introduce savings products to the local market in the near future.
Hluvuku-Adsema loan growth (2001-2008)

Hluvuku-Adsema client growth (2001-2008)









